{"id":45287,"date":"2026-04-22T10:22:51","date_gmt":"2026-04-22T10:22:51","guid":{"rendered":"https:\/\/www.vtmarketsmy.com\/cn\/uncategorized\/wesbanco%e5%85%ac%e5%b8%833%e6%9c%88%e5%ad%a3%e5%ba%a6%e8%90%a5%e6%94%b6%e8%be%be2-5723%e4%ba%bf%e7%be%8e%e5%85%83%ef%bc%8c%e5%90%8c%e6%af%94%e5%a2%9e%e9%95%bf32-3%ef%bc%8c%e6%af%8f%e8%82%a1%e7%9b%88\/"},"modified":"2026-04-22T10:22:51","modified_gmt":"2026-04-22T10:22:51","slug":"wesbanco%e5%85%ac%e5%b8%833%e6%9c%88%e5%ad%a3%e5%ba%a6%e8%90%a5%e6%94%b6%e8%be%be2-5723%e4%ba%bf%e7%be%8e%e5%85%83%ef%bc%8c%e5%90%8c%e6%af%94%e5%a2%9e%e9%95%bf32-3%ef%bc%8c%e6%af%8f%e8%82%a1%e7%9b%88","status":"publish","type":"post","link":"https:\/\/www.vtmarketsmy.com\/cn\/live-updates\/wesbanco%e5%85%ac%e5%b8%833%e6%9c%88%e5%ad%a3%e5%ba%a6%e8%90%a5%e6%94%b6%e8%be%be2-5723%e4%ba%bf%e7%be%8e%e5%85%83%ef%bc%8c%e5%90%8c%e6%af%94%e5%a2%9e%e9%95%bf32-3%ef%bc%8c%e6%af%8f%e8%82%a1%e7%9b%88\/","title":{"rendered":"WesBanco\u516c\u5e033\u6708\u5b63\u5ea6\u8425\u6536\u8fbe2.5723\u4ebf\u7f8e\u5143\uff0c\u540c\u6bd4\u589e\u957f32.3%\uff0c\u6bcf\u80a1\u76c8\u5229\uff08EPS\uff09\u6309\u5e74\u5347\u81f30.91\u7f8e\u5143"},"content":{"rendered":"<p>WesBanco\uff08WSBC\uff09\u622a\u81f32026\u5e743\u6708\u5b63\u5ea6\uff0c\u8425\u6536\u4e3a2.5723\u4ebf\u7f8e\u5143\uff0c\u540c\u6bd4\uff08\u6309\u5e74\uff09\u589e\u957f32.3%\u3002\u6bcf\u80a1\u76c8\u5229\uff08EPS\uff0c\u6307\u516c\u53f8\u6bcf\u4e00\u80a1\u666e\u901a\u80a1\u5bf9\u5e94\u8d5a\u5230\u7684\u5229\u6da6\uff09\u4e3a0.91\u7f8e\u5143\uff0c\u9ad8\u4e8e\u53bb\u5e74\u540c\u671f\u76840.66\u7f8e\u5143\u3002<\/p>\n<p>\u8425\u6536\u4f4e\u4e8eZacks\u4e00\u81f4\u9884\u671f\uff08\u5206\u6790\u5e08\u5e73\u5747\u9884\u6d4b\u503c\uff09\u76842.6577\u4ebf\u7f8e\u5143\uff0c\u610f\u5916\u5dee\uff08surprise\uff0c\u6307\u5b9e\u9645\u4e0e\u9884\u671f\u7684\u504f\u5dee\uff09\u4e3a-3.21%\u3002EPS\u9ad8\u4e8e0.86\u7f8e\u5143\u7684\u4e00\u81f4\u9884\u671f\uff0c\u610f\u5916\u5dee\u4e3a+5.51%\u3002<\/p>\n<p>\u51c0\u5229\u5dee\uff08Net interest margin\uff0cNIM\uff1b\u6307\u94f6\u884c\u201c\u8d37\u6b3e\u7b49\u6536\u606f\u8d44\u4ea7\u201d\u7684\u5e73\u5747\u6536\u76ca\u7387\u51cf\u53bb\u201c\u5b58\u6b3e\u7b49\u4ed8\u606f\u8d1f\u503a\u201d\u7684\u5e73\u5747\u6210\u672c\uff09\u4e3a3.6%\uff0c\u7b26\u54083.6%\u7684\u9884\u671f\u3002\u6548\u7387\u6bd4\u7387\uff08Efficiency ratio\uff1b\u8861\u91cf\u6210\u672c\u63a7\u5236\uff0c\u901a\u5e38=\u975e\u5229\u606f\u5f00\u652f\/\uff08\u51c0\u5229\u606f\u6536\u5165+\u975e\u5229\u606f\u6536\u5165\uff09\uff0c\u6570\u503c\u8d8a\u4f4e\u4ee3\u8868\u6210\u672c\u6548\u7387\u8d8a\u597d\uff09\u4e3a52.5%\uff0c\u4f18\u4e8e\u9884\u671f\u768454.7%\u3002<\/p>\n<p>\u5e73\u5747\u603b\u751f\u606f\u8d44\u4ea7\uff08Average total earning assets\uff0c\u80fd\u5e26\u6765\u5229\u606f\u6536\u5165\u7684\u8d44\u4ea7\uff0c\u5982\u8d37\u6b3e\u4e0e\u503a\u5238\uff09\u4e3a246.4\u4ebf\u7f8e\u5143\uff0c\u4f4e\u4e8e248.2\u4ebf\u7f8e\u5143\u9884\u671f\u3002\u5e74\u5316\u51c0\u8d37\u6b3e\u6838\u9500\u4e0e\u56de\u6536\u5360\u5e73\u5747\u8d37\u6b3e\u6bd4\uff08Annualised net loan charge-offs and recoveries\uff1b\u8d37\u6b3e\u201c\u574f\u8d26\u6838\u9500\u201d\u51cf\u53bb\u201c\u8ffd\u56de\u91d1\u989d\u201d\uff0c\u518d\u6309\u5e74\u5316\u5e76\u9664\u4ee5\u5e73\u5747\u8d37\u6b3e\uff0c\u7528\u6765\u8861\u91cf\u4fe1\u8d37\u635f\u5931\uff09\u4e3a0.2%\uff0c\u9ad8\u4e8e0.1%\u9884\u671f\u3002<\/p>\n<p>\u4e0d\u826f\u8d37\u6b3e\u603b\u989d\uff08Total non-performing loans\uff0c\u5df2\u903e\u671f\u6216\u505c\u6b62\u8ba1\u606f\u7684\u8d37\u6b3e\uff09\u4e3a1.4501\u4ebf\u7f8e\u5143\uff0c\u9ad8\u4e8e\u9884\u671f\u76848782\u4e07\u7f8e\u5143\u3002\u975e\u5229\u606f\u6536\u5165\u603b\u989d\uff08Total non-interest income\uff0c\u975e\u9760\u5229\u606f\u8d5a\u53d6\u7684\u6536\u5165\uff0c\u5982\u624b\u7eed\u8d39\u3001\u670d\u52a1\u8d39\u7b49\uff09\u4e3a4183\u4e07\u7f8e\u5143\uff0c\u4f4e\u4e8e4261\u4e07\u7f8e\u5143\u9884\u671f\u3002<\/p>\n<p>\u6570\u7801\u94f6\u884c\u6536\u5165\uff08Digital banking income\uff09\u4e3a660\u4e07\u7f8e\u5143\uff0c\u4f4e\u4e8e700\u4e07\u7f8e\u5143\u9884\u671f\uff1b\u94f6\u884c\u6301\u6709\u7684\u4eba\u5bff\u4fdd\u9669\u6536\u76ca\uff08Bank-owned life insurance\uff0cBOLI\uff1b\u94f6\u884c\u8d2d\u4e70\u5e76\u6301\u6709\u7684\u4eba\u5bff\u4fdd\u9669\u6240\u4ea7\u751f\u7684\u6536\u76ca\uff09\u4e3a381\u4e07\u7f8e\u5143\uff0c\u7565\u9ad8\u4e8e378\u4e07\u7f8e\u5143\u9884\u671f\u3002\u5176\u4ed6\u6536\u5165\u4e3a403\u4e07\u7f8e\u5143\uff0c\u7565\u4f4e\u4e8e405\u4e07\u7f8e\u5143\u9884\u671f\uff1b\u5b58\u6b3e\u670d\u52a1\u8d39\uff08Service charges on 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